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TIPS facts and figures
| Currencies |
Euro, Swedish krona, Danish krone |
|---|---|
Launch |
2018 |
Settlement model |
Real time, central bank money |
Scheme |
SEPA Instant Credit Transfer (SCT Inst) |
Opening hours |
24/7/365 |
Transaction limit |
No upper limit |
% of payments processed in TIPS in less than five seconds |
99.99% |
Price* |
€0.002 per transaction (fee is shared equally between the sending participant and the receiving participant in TIPS) |
Regulator |
European Central Bank |
*The pricing structure for the TARGET Instant Payment Settlement (TIPS) platform is applicable as of 1 January 2024.
TIPS reachable parties
List of TIPS direct participants and reachable parties (Last update: 1 July 2025)